{"name":"Del Mar Insurance quote intake","description":"Submit a personal or specialty-lines quote request. Soft intake only — a licensed Texas broker follows up. This endpoint never returns a premium or binds coverage.","method":"POST","url":"/api/quote","humanForm":"/quote","schema":"/quote.schema.json","required":["fullName","phone","email","preferredContact","zip","coverageType","howFound","bestTime"],"optional":["currentCarrier","currentExpiration","vehicle and driver fields when coverage is auto, multi, or motorcycle (driver name and relationship are optional)","home fields when coverage is home or multi","renters fields when coverage is renters (or multi + includeRenters=yes)","homeAddress when coverage is condo, boat, windstorm, landlord, or mobile-home","specialtyNotes when coverage is a specialty line (required, min 10 characters)","source"],"coverageTypes":["auto","home","multi","renters","motorcycle","condo","boat","windstorm","landlord","mobile-home"],"rejectedCoverageTypes":["life","health"],"consent":{"accepted":["submitted_by: self | authorized_agent","authorizedByCustomer: true"],"note":"Human form sets submitted_by=self. Agents completing intake for a customer must set submitted_by=authorized_agent or authorizedByCustomer=true after the customer authorizes submit."},"capabilities":{"agentsMaySubmitIntakeOnly":true,"returnsPremiums":false,"bindsCoverage":false,"acceptsCarrierPortalCredentials":false,"nextStep":"Licensed Texas broker follow-up"},"manifesto":["Agents may submit intake only.","Del Mar does not return rates, bind coverage, or accept carrier-portal credentials via API.","Next step = licensed TX broker follow-up."],"rules":["Personal and specialty lines on this form: auto, homeowners, multi, renters, motorcycle, condo, boat, windstorm, landlord, mobile home.","Business insurance is not accepted here — Call 361-986-0700 or Text 361-600-9553.","Life and health insurance are not offered. Those coverage types are rejected.","Do not send carrier-portal usernames, passwords, or credentials.","A successful POST acknowledges intake only. It never includes a premium, bind confirmation, or policy number."],"example":{"fullName":"Jordan Example","phone":"361-555-0100","email":"jordan@example.com","preferredContact":"phone","zip":"78411","coverageType":"auto","howFound":"google","bestTime":"afternoon","vehicleYear":"2019","vehicleMake":"Toyota","vehicleModel":"Camry","vehicleUse":"commute","annualMiles":"12000","garagingZip":"78411","drivers":[{"id":"driver-1","name":"Jordan Example","relationship":"self","dob":"1988-04-12","txLicenseStatus":"valid"}],"autoClaims":"none","liabilityLimit":"100/300/100","submitted_by":"authorized_agent","authorizedByCustomer":true,"source":"assistant"},"manifestoText":"Agents may submit intake only. Del Mar does not return rates, bind coverage, or accept carrier-portal credentials via API. Next step = licensed TX broker follow-up."}